Privacy Policy
BOUTIQUE RISK ADVISORS LLC

118 North Bedford Road, Suite 100, Mount Kisco, NY 10549 • 914-486-5664 • mgmt@boutiqueriskadvisors.com • www.boutiqueriskadvisors.com

Website Privacy Policy

Effective Date: August 7, 2026

Boutique Risk Advisors LLC ("we," "us," or "our") operates www.boutiqueriskadvisors.com (the "Site") and provides insurance products and services.

This Privacy Policy explains what information we collect through the Site and other channels — including phone number and text messaging data — how we use and share it, and the choices available to you. By using our Site or providing us your information, you agree to the practices described here.

This Privacy Policy covers your website and general data practices, including text messaging. It works alongside — and does not replace — the separate GLBA/NY Regulation 169 Privacy Notice covering nonpublic personal financial information for insurance customers.

1. Information We Collect

We may collect the following categories of information:

  • Contact information — name, mailing address, email address, and phone/mobile number.
  • Insurance information — details you provide for quotes, applications, policy servicing, or claims.
  • Communications data — records of your calls, emails, and text messages with us, including consent records for text messaging.
  • Website usage data — IP address, browser type, device information, and pages visited, collected automatically through cookies and similar technologies.
2. How We Use Your Information

We use the information we collect to:

  • Provide insurance quotes, bind and service policies, and process claims;
  • Respond to inquiries and provide customer service;
  • Send service-related communications, such as appointment reminders, policy renewal notices, payment reminders, and claim updates;
  • With your consent, send marketing and promotional communications, including special offers and agency updates;
  • Operate, maintain, and improve our Site; and
  • Comply with legal and regulatory obligations.
3. Text Messaging (SMS) Program

If you provide your mobile phone number and opt in, Boutique Risk Advisors LLC may send you text messages related to:

  • Service messages — such as appointment reminders, quote follow-ups, policy or renewal notices, payment reminders, and claim status updates; and
  • Marketing messages — such as promotions, new product announcements, and agency news.

Consent & Opt-In: By providing your mobile number and opting in (for example, through a website form, verbal consent, or reply to a message), you consent to receive text messages from us at that number. Consent to receive marketing texts is never a condition of purchasing insurance or any service.

Message Frequency: Message frequency varies depending on your policy activity and communication preferences.

Message & Data Rates: Message and data rates may apply. Charges are determined by your mobile carrier and plan.

Opt-Out: You may opt out of text messages at any time by replying STOP to any message from us, or by contacting us using the information at the top of this Policy. After opting out, you may receive one final message confirming your opt-out.

Help: Reply HELP to any message for assistance, or contact us directly at 914-486-5664 or mgmt@boutiqueriskadvisors.com.

Carriers: Mobile carriers are not liable for delayed or undelivered messages. Supported carriers may change without notice.

No Sharing for Third-Party Marketing: We do not sell, rent, or share your mobile phone number or text messaging opt-in data with third parties for their own marketing purposes. Your mobile information is used solely to communicate with you about our own products and services, as described in this Policy.

4. How We Share Information

We may share your information with:

  • Insurance carriers and underwriters, to obtain quotes and service your coverage;
  • Service providers who perform functions on our behalf (e.g., website hosting, texting/communications platforms, email marketing, IT support), under agreements that restrict their use of your information to the services provided to us;
  • Regulators or other parties, when required or permitted by law.

We do not sell your personal information, and we do not share your phone number or texting data with third parties for their own marketing purposes.

5. Cookies & Website Technologies

Our Site may use cookies and similar technologies to operate properly, remember preferences, and understand how visitors use the Site (e.g., through analytics tools).

You can control cookies through your browser settings; disabling cookies may affect some Site features.

6. Your Choices
  • Text messages: Reply STOP to opt out at any time, as described in Section 3.
  • Marketing communications: Contact us at mgmt@boutiqueriskadvisors.com to opt out of marketing emails or calls.
  • Access/corrections: Contact us to ask what information we hold about you or to request corrections.
7. Data Security

We maintain reasonable administrative, technical, and physical safeguards designed to protect your information from unauthorized access, use, or disclosure. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

8. Children's Privacy

Our Site and text messaging program are intended for adults seeking insurance products and are not directed to children under 13. We do not knowingly collect information from children.

9. Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with a revised effective date.

10. Contact Us

Questions about this Privacy Policy or our text messaging program? Contact us at: